Case Studies

Regulatory Compliance

Anti-Money Laundering Programme Development

The Challenge

A financial services company required comprehensive Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) programme documentation to meet AUSTRAC registration requirements. The client needed a complete, compliant framework developed from scratch within tight timeframes to support their regulatory application.

Our Solution

We developed a complete AML/CTF Programme (Parts A and B) aligned with the AML/CTF Act 2006. This included risk assessment frameworks, customer due diligence procedures, transaction monitoring protocols, reporting obligations, record-keeping requirements, and ongoing compliance monitoring systems. We established clear governance structures, appointed compliance roles, and created comprehensive documentation ready for AUSTRAC submission.

The Outcome

The client successfully submitted their AML Programme to AUSTRAC with full confidence in regulatory compliance. The comprehensive documentation provided a robust foundation for ongoing compliance operations, clear accountability structures, and risk management frameworks. The programme positioned the business for sustainable growth whilst maintaining regulatory obligations and protecting against financial crime risks.

Business Case Development

Housing-as-a-Service Business Model

The Challenge

Property investors identified a unique opportunity for a housing-as-a-service model in Perth's northern suburbs but required detailed business case analysis to validate the concept. They needed comprehensive market analysis, financial projections, service delivery models, and risk assessment to inform their investment decision and secure financing.

Our Solution

We prepared a detailed business case study examining the housing-as-a-service model's viability for specific residential properties. Our analysis included local market conditions, demographic trends, rental demand analysis, competitive positioning, pricing strategies, operational requirements, and 10-year financial projections. We assessed multiple revenue scenarios, identified key success factors, and outlined implementation pathways.

The Outcome

The investors gained clear understanding of the opportunity's potential returns, risks, and requirements. The business case provided evidence-based projections supporting financing applications and strategic decision-making. The detailed analysis revealed strong market fundamentals and viable pathways to attractive returns, enabling the investors to proceed with confidence and secure necessary funding for the property acquisition and service implementation.

Business Valuation

Psychology Practice Valuation

The Challenge

An established psychology practice owner required independent business valuation to understand enterprise value for potential sale or succession planning. The client needed comprehensive assessment examining financial performance, market position, operational systems, client relationships, and growth potential to establish fair market value and identify value enhancement opportunities.

Our Solution

We conducted thorough business valuation using the Business Value Assessment Matrix, examining five core value drivers: financial performance, market positioning, operational systems, growth potential, and risk factors. Our analysis included revenue trends, profit margins, client retention rates, referral sources, service delivery systems, competitive advantages, and industry benchmarking. We applied multiple valuation methodologies to establish a defensible value range.

The Outcome

The practice owner received clear understanding of business value and specific recommendations to enhance enterprise worth. The independent valuation provided confidence in price expectations and negotiating positions for future sale discussions. The assessment identified operational improvements that could increase business value by 25-30% over 12-18 months, providing a strategic roadmap for value maximisation prior to any potential exit transaction.

Immigration Advisory

Business Sale Agreement - 491 Visa Pathway

The Challenge

A visa applicant pursuing the 491 Skilled Business Owner pathway required expert review of a business sale agreement to ensure alignment with Department of Home Affairs requirements. They needed confirmation that the proposed business purchase met eligibility criteria, satisfied investment thresholds, and complied with visa conditions before proceeding with the transaction.

Our Solution

We provided comprehensive written advice examining the business sale agreement against 491 SBO pathway requirements. Our analysis assessed business structure, turnover requirements, genuine business activity criteria, ownership arrangements, investment thresholds, and regional location compliance. We identified any gaps or concerns and provided specific recommendations to ensure the transaction satisfied all visa pathway requirements and maximised approval prospects.

The Outcome

The client gained confidence that their proposed business purchase aligned with visa requirements and proceeded with the transaction. Our detailed analysis identified minor adjustments needed to the sale agreement to strengthen compliance and reduce visa refusal risks. The written advice provided clear documentation supporting their visa application and demonstrated genuine business intentions. The client successfully completed the purchase and submitted their visa application with strong supporting evidence.

Social Enterprise

Automated Manufacturing Social Enterprise

The Challenge

A social impact organisation sought to establish an automated bedding manufacturing facility integrating social enterprise principles with commercial sustainability. They required comprehensive proposal development covering operating models, financial feasibility, funding strategies, supply chain design, and implementation roadmaps to secure stakeholder support and initial funding.

Our Solution

We developed an exhaustive social enterprise proposal examining market opportunities, operating model options, automation technologies, financial projections, grant funding strategies, social impact metrics, and supply chain partnerships. Our analysis included detailed capital requirements, revenue projections, cost structures, break-even analysis, and 5-year financial models. We identified multiple funding sources including grants, social impact investments, and traditional financing.

The Outcome

The organisation secured board approval and stakeholder commitment to proceed with the social enterprise development. Our comprehensive proposal supported successful grant applications totalling $850,000 in initial funding. The detailed financial modelling demonstrated pathway to commercial sustainability within 18 months whilst achieving significant social impact through employment and training opportunities. The project moved to implementation phase with clear roadmap and strong foundation for success.